Guaranteed future value
Flexibility when
the time comes
With guaranteed future value (GFV), you have the choice with what you do with your vehicle at the end of your loan, whether you keep it, trade it, or return it. It’s the freedom to choose your next move.
Here are your options
Trade your vehicle
Ready for an upgrade? Trade in your vehicle at a participating Ford dealer and drive away in a new or demonstrator model. If your trade-in value exceeds the GFV, you can use the difference towards your next Ford.
Keep your vehicle
Want to keep your vehicle? No problem. Pay the remaining balance on your finance contract, and it’s yours to keep.
Return the vehicle
Return your Ford, knowing the GFV covers the remaining loan amount. Just make sure it meets the fair wear and tear guidelines, kilometre allowance, and contract terms. Simple.
How does guaranteed future value work?
Drive away in your Ford
When your loan is approved, we’ll then confirm your repayment plan and GFV upfront, so you can drive away with clarity and confidence (subject to GFV terms and conditions).
Select your loan terms
Choose if you wish to pay a deposit or not. Choose a loan term of 3, 4 or 5 years. Then select your expected annual kilometres from the available options, starting at 10,000km per year, up to 30,000km (in 5,000km increments).
What’s in it for you?
- Greater peace of mind
Enjoy the reassurance of knowing your Ford vehicle's guaranteed future value at the end of your loan term (subject to GFV terms and conditions)..
- Greater flexibility
Choice of loan term and annual kilometre allowance to suit your needs and lifestyle..
- Lower monthly repayments
Get more flexibility with lower monthly repayments compared to a standard Ford Finance loan1, and the flexibility to return your Ford vehicle at the end of the loan term.
- More choice
At the end of your loan term, you've got options - trade in, keep, or return your vehicle.
- Disclosures
The Guaranteed Future Value (GFV) is the minimum future value of your vehicle at the end of the loan term subject to fair wear and tear conditions and agreed kilometres being met and is determined by Ford Finance before the start of your loan. It is not a representation by Ford Finance as to the likely market value of your vehicle as at the end of your finance contract. Provided you comply with the GFV terms and conditions, the GFV amount you receive at the end of the loan term will satisfy the balloon amount on your finance contract, even if the value of the vehicle is less than the balloon amount. Adjustments to the GFV amount may apply. If you wish to trade in or keep your vehicle, you have to pay out the outstanding amount owing on your finance contract. Please consider whether this GFV product is appropriate for your circumstances. Before acting on any of the information in this document, please seek independent advice. Approved applicants only. Eligibility criteria, terms, conditions, fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available only at participating dealers on eligible new and demonstrator vehicles when an application for an eligible Ford Finance Fixed Rate Loan or Vehicle loan has been approved. Full terms and conditions are available upon request.
Finance issued by Angle Auto Finance Pty Ltd ABN 16 161 130 696 trading as Ford Finance (Ford Finance). Australian Credit Licence 530731. FordTM, the Ford Oval DeviceTM and Ford FinanceTM are trademarks of Ford Motor Company and are used by Angle Auto Finance Pty Ltd pursuant to a licence.
- Compared to the monthly repayments for a standard loan with the same loan term, same amount financed and no balloon. Your total interest charged may be higher if you choose the GFV product in connection with your loan, compared to a loan without the GFV product.