Ford Finance
Clarity for the road ahead
Behind the wheel with confidence
Ford builds vehicles that stand up to tough challenges. But getting behind the wheel shouldn’t be one of them. Whether you’re upgrading, switching models, or buying your first Ford, Ford Finance* is here to shorten the distance between you and your next vehicle.
Finance made for your needs
Buying fo your business?
For businesses in need of work vehicles, Ford Finance’s Commercial Loan offers flexible loan terms that can help keep your cash flow in check. Whether you're expanding or upgrading, Ford Finance can make it easy to power your business with a Ford.
Buying for yourself?
Fixed rate consumer loans can make financing your personal vehicle simple. With personalised rates, term options, and choices like balloon payments, guaranteed future value, or deposit adjustments, your loan can be tailored to fit your needs.
Benefits of choosing Ford Finance
| Simple application process | From start to finish, you’ll have Ford Finance’s support in making the loan process as streamlined and transparent as possible. |
| Personalised rates | You can tailor your loan based on your budget, needs, and terms, potentially lowering payments or shortening the term of your repayment. |
| Loan terms that suit you | When deciding on a loan, loan term can be as short as 12 months and up to 7 years, as long as the age of the financed vehicle will not be older than 15 years by the end of the loan term (e.g. a loan over a 10-year-old car can only go up to 5 years). |
| Guaranteed future value | With guaranteed future value, you have choice with what you do with your vehicle at the end of your loan, whether you keep it, or trade it or return it to your Participating Ford Dealer (subject to program terms and conditions). |
| Service plan bundle | Ford Finance customers purchasing an MY25.25 Ranger, Everest and Raptor (and onwards) can bundle a pre-paid Ford service plan with the vehicle loan amount for a simple way to cover the cost of general servicing over the first 5 services over 5 years or 75,000km (restrictions and exclusions apply).^ |
| Lower your monthly repayments | From the get-go, you can make an upfront payment or opt for a balloon payment which will reduce the monthly payments in the long run. |
Added benefits for businesses
| Possible tax benefits | Financing a business vehicle may offer tax benefits like depreciation, interest deductions, and GST credits. Consult a financial adviser or tax expert for advice. |
| Rideshare ready | Operating a taxi or rideshare business and need a vehicle on finance? Talk to your participating Ford Dealer about finance options available to suit your needs. Credit conditions apply. |
Finance Calculator
Ahead of time, you can estimate the repayments for your next vehicle using the repayment estimator.
Finance with Clarity
Get a personalised quote or apply for finance at your preferred participating Ford dealership. A Dealer Business Manager accredited by Ford Finance will guide you through the process with ease.
Shop for vehicles
Explore the options as you shop your perfect vehicle.
Repayment Estimator
This tool empowers you to understand your estimated repayments, based on the loan options selected, so you can confidently plan your finances and get behind the wheel of your favourite Ford.
Ford Finance FAQs
| Who is Ford Finance | Finance is provided by Angle Auto Finance Pty Ltd trading as Ford Finance ABN 16 161 130 696 Australian Credit Licence 530731. Ford Finance provides a range of auto finance loans to personal and business customers looking to purchase new or used Ford vehicles from participating Ford dealerships. |
| How do I find out what my interest rate or repayments will be? | To get a personalised quote on your preferred vehicle, including interest rate and repayments, please speak with a Ford Finance accredited Business Manager at your participating Ford Dealer. |
| How do I apply for finance? | To request a personalised quote or apply for a vehicle loan, please speak with a Ford Finance accredited Business Manager at your participating Ford Dealer. |
Approved applicants only. Eligibility criteria, terms, conditions, fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available only at participating dealers on eligible new and demonstrator vehicles when an application for an eligible Ford Finance Fixed Rate Loan or Vehicle loan has been approved. Full terms and conditions are available upon request.
Approved applicants only. Terms, conditions, fees and charges apply. The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Finance is provided by Angle Auto Finance Pty Ltd trading as Ford Finance ABN 16 161 130 696 . Australian Credit Licence 530731. FordTM, the Ford Oval DeviceTM and Ford FinanceTM are trademarks of Ford Motor Company and are used by Angle Auto Finance Pty Ltd pursuant to a licence.
1. 1. The Guaranteed Future Value (GFV) is the minimum future value of your vehicle at the end of the loan term subject to fair wear and tear conditions and agreed kilometres being met and is determined by Ford Finance before the start of your loan. It is not a representation by Ford Finance as to the likely market value of your vehicle as at the end of your finance contract. Provided you comply with the GFV terms and conditions, the GFV amount you receive at the end of the loan term will satisfy the balloon amount on your finance contract, even if the value of the vehicle is less than the balloon amount. Adjustments to the GFV amount may apply. If you wish to trade in or keep your vehicle, you have to pay out the outstanding amount owing on your finance contract. Please consider whether this GFV product is appropriate for your circumstances. Before acting on any of the information in this document, please seek independent advice.
^Ford’s 5 Year Pre-Paid Service Plan program covers the first five General Services over 5 years or 75,000kms, whichever comes first and includes brake fluid in the 3rd year. Offer available for Retail and Small Business (Blue Fleet) customers only and is only available on MY25.25 Ranger, Everest and Raptor onwards. The plan cost is $1,516 (inc. GST). Price includes cost of General Service and Additional Scheduled Maintenance Items/Other Maintenance Items only as set out in the Service Portfolio or other service literature provided with the vehicle.
Restrictions and other exclusions apply. See a participating Dealer for details or consult the pre-paid service plan terms and conditions or, if you have purchased a plan, refer to the terms and conditions of the plan you have purchased. Prices and plans on offer are subject to change without notice. Actual price is determined by dealers and may be less than this advertised price.