City Ford Finance

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Consumer Loan

If your car is predominately for private use, this product could be for you. We have car loans available for new and used cars up to 7 years.

Rates are fixed so you’ll know exactly what your repayments are for the life of the loan

Use your cash for other things – enjoy up to 100% finance, including all insurance and on-road costs (to approved applicants).

Own your car from the start of the agreement.

Novated Lease

If you are an employee, you may have the option to receive a vehicle as part of your salary package. Your employer takes responsibility for the lease payments while you are employed with them and you use the vehicle.

Corporate Hire Lease

With a Hire Purchase agreement the finance provider owns the vehicle and hires it out to you.
When the final payment is made, full ownership of the vehicle is then passed onto you.
This type of financing is traditionally for the business user and can be approved in the name of an individual or company.

Chattel Mortgage Lease

If your car is used predominantly for business purposes (more than 50%) you may be eligible for this loan

* Consult your accountant or tax advisor for further information about tax benefits.

Finance Lease

If your car is used predominantly for business purposes (more than 50%) you may be eligible for this loan.

With a Finance Lease, the finance company buys the vehicle and leases it out to you. You then make regular lease payments to use the vehicle. At the end of the lease term you return the vehicle, or we may accept an offer from you to purchase the vehicle.

* Consult your accountant or tax advisor for further information about tax benefits.